Month: November 2010

Some musings on healthcare

So today we were told they’re switching our health care to yet another company. The benefits are pretty much the same and there are expansions of life insurance (From $100,000 to $200,000) and now for domestic partners (It goes from $25K to $50K).

All well and good but there has been enormous churn in insurance providers in corporate America and in government. They move from Blue Cross, to United, then to Aetna, then to some obscure thing and before long all the employees complain and they go back to Blue Cross.

But a co-worker and I got into a discussion about socialized medicine like that in Canada, the UK, France, Germany, China, Japan and many other countries.

He objected to Medicare and I said “Because of the level of fraud?” and that was his complaint. But we then stumbled on two things. One was a cash-cow that would detect Medicare fraud auto-magically and then send the interesting stuff onto the investigators for human intervention. By mentioning it here I lay claim to copyright.

But my co-worker said something else interesting, that we would never see socialized medicine in this country because of the insurance and pharmaceutical industries.

But I made the observation that in most big business, the employer pays a portion of the health care premium hovering into the 80% mark. Suppose we grouped those businesses together and had them lobby congress to get truly universal coverage in the United States?

It’s the only way we’re ever going to see it, if the stockholders and investors in those companies see that health care costs are eventually going to bankrupt them and let them lobby to make the change, essentially doing our work for us.

Wouldn’t that be something to see? Corporations actually doing the right thing even if it does benefit the bottom line?